by Seun Adeyemi | May 14, 2019 | Debt Management, Financial Planning, Retirement Planning
Whenever I see an article or news story that start with, “Millennials are”, I cringe as they blame us for yet another shift in culture or in the economy. While millennials include anyone born between 1981 and 1996 (22-37 years old), it seems as though they’re...
by Seun Adeyemi | Apr 30, 2018 | Debt Management, Mortgage
If you’re a homebuyer in the real estate market this spring, it’s important to know your mortgage lingo. Two of the most basic and important terms to understand are a mortgage term and amortization. While the term and amortization of your mortgage can be the same,...
by Seun Adeyemi | Mar 5, 2018 | Debt Management, Investing, Mortgage
The question of reducing debt or contributing to savings will continue to be debated for as long as people plan to retire in Canada. Of course opting for both: reducing debt and increasing savings is the ideal. As for which is better, however, really depends on the...
by Seun Adeyemi | Jan 17, 2018 | Cash Flow Planning, Debt Management, Financial Planning, Insurance Planning
It’s a “new year, new you.” Are you ready to hit the ground running in 2018? Last week we took a look at 3 Good Financial Habits for the New Year. Updating your budget and net worth statement, reviewing your will and insurance needs and reviewing your debts are all...
by Seun Adeyemi | Jan 3, 2018 | Cash Flow Planning, Debt Management, Estate Planning, Financial Planning, Insurance Planning, Mortgage, Real Estate
It’s a “new year, new you.” Are you ready to hit the ground running in 2018? For many of us, setting new year’s resolutions is a popular tradition. We set goals for ourselves to lose weight, eat healthier and quit smoking. Many of us also set goals around our money,...
by Seun Adeyemi | Dec 20, 2017 | Cash Flow Planning, Debt Management, Financial Planning
December 21st may mark the official first day of winter, but tell that to mother nature. Southern Ontario has been blanketed with the white stuff early this year. In honour of the chilly temperatures outside and the holiday shopping season winding down, I thought it...
