by Seun Adeyemi | Jul 20, 2015 | Cash Flow Planning, Debt Management
How low can interest rates go? Even lower, apparently. Last week the Bank of Canada cut the overnight lending rate 25 basis points to 0.5 percent from 0.75 percent. This is the second time our central bank has trimmed interest rates in 2015. While the rate cut in...
by Seun Adeyemi | Jun 5, 2015 | Investing
Apparently FedEx and UPS were engaged in merger discussions. The new firm would have been called “FedUP”. This would have been the biggest fail in the naming of a merged firm since the proposed merger between the two computer giants General Data and Digital. The new...
by Seun Adeyemi | May 22, 2015 | Retirement Planning
I recently sat down with a middle aged couple who were debating the best strategy to pay off their debts. This couple are high income earners and have diligently contributed into their RRSPs over the years, so they have a sizable amount. They, however, also have quite...
by Seun Adeyemi | May 6, 2015 | Debt Management
Jake and Sarah, a professional working couple in their early 30 years, decide to purchase their first home. They take out a mortgage with a 25 year amortization, thinking that if all goes well, they’ll be mortgage-free by the time they’re in their mid-50s....
by Seun Adeyemi | Apr 29, 2015 | Investing
Bye Bye Miss American Pie Or, has TINA left the building? “U.S. investors continue to follow the printing presses into European and Japanese equities. A record that has been held for nine years is almost sure to fall.” –David Santschi, CEO of TrimTabs Wall...