by Seun Adeyemi | Oct 26, 2017 | Financial Planning, Mortgage, Real Estate
Banking regular OSFI (short for Office of the Superintendent of Financial Institutions) has become quite the topic around watercoolers these days. If you’ve been following the news lately, I’m sure you’ve heard plenty about the new mortgage stress test OSFI is...
by Seun Adeyemi | Oct 16, 2017 | Financial Planning, Mortgage, Real Estate
When it comes to shopping for a mortgage, many of us simply look for the lowest rate. While the mortgage with the lowest rate may be the best mortgage for you, that’s not always the case. Mortgages with low rates often have restrictions, such as quick closes (your...
by Seun Adeyemi | Oct 1, 2017 | Financial Planning, Mortgage, Real Estate
There are plenty of choices when it comes to purchasing a home: urban or suburban, condo or house, carpet or hardwood, just to name a few. Then there are the decisions about your mortgage; while most of us choose a ‘closed’ instead of an’open’...
by Seun Adeyemi | Dec 28, 2016 | Financial Planning, Mortgage
Happy holidays everyone! Can you believe 2016 is almost over? Where did the time go? With the countdown to New Years on, we thought it would be the perfect time to look back at the past year and look forward to the year to come. Trends to be on the lookout for include...
by Seun Adeyemi | Nov 3, 2016 | Mortgage, Real Estate
When you’re shopping for a mortgage, you’re faced with many decisions. Fixed or variable? Which lender should I go with? Should I choose a one year fixed mortgage or five year mortgage? Another decision we face is whether to sign up for mortgage life insurance....
by Seun Adeyemi | Oct 26, 2016 | Mortgage, Real Estate
Ever since the new mortgage rules were announced earlier in October, they have been the talk of the town. Despite all the media attention, there seems to be a lot of confusion surrounding them. I want to help clear some of that up with this blog post. October 17th was...
