by Seun Adeyemi | Apr 30, 2018 | Debt Management, Mortgage
If you’re a homebuyer in the real estate market this spring, it’s important to know your mortgage lingo. Two of the most basic and important terms to understand are a mortgage term and amortization. While the term and amortization of your mortgage can be the same,...
by Seun Adeyemi | Apr 23, 2018 | Investing, Mortgage, Real Estate
The saying bigger isn’t always better hold true, especially for real estate. While it can make sense to buy a home at the top of your housing budget you’ll grow in to, there’s such a thing as buying too much house. Buying your dream home the first time makes sense if...
by Seun Adeyemi | Mar 5, 2018 | Debt Management, Investing, Mortgage
The question of reducing debt or contributing to savings will continue to be debated for as long as people plan to retire in Canada. Of course opting for both: reducing debt and increasing savings is the ideal. As for which is better, however, really depends on the...
by Seun Adeyemi | Jan 3, 2018 | Cash Flow Planning, Debt Management, Estate Planning, Financial Planning, Insurance Planning, Mortgage, Real Estate
It’s a “new year, new you.” Are you ready to hit the ground running in 2018? For many of us, setting new year’s resolutions is a popular tradition. We set goals for ourselves to lose weight, eat healthier and quit smoking. Many of us also set goals around our money,...
by Seun Adeyemi | Nov 20, 2017 | Financial Planning, Mortgage, Real Estate
Are you thinking about buying a home before the holidays? The fall market is an excellent time to go house hunting before the cold weather arrives. There’s typically less competition than the spring market, but still a decent amount of inventory to choose from....
by Seun Adeyemi | Nov 9, 2017 | Financial Planning, Mortgage, Real Estate
Do you plan to make a major purchase like a car or home in the near future? Unless you can afford to pay for it in cash, you’ll need to borrow money from the bank. But the bank won’t just lend money to any Tom, Dick or Harry that walks in off the street. You’ll need...
