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Why the Lowest Mortgage Rate May Not Be the Best Mortgage

Why the Lowest Mortgage Rate May Not Be the Best Mortgage

by Seun Adeyemi | Oct 16, 2017 | Financial Planning, Mortgage, Real Estate

When it comes to shopping for a mortgage, many of us simply look for the lowest rate. While the mortgage with the lowest rate may be the best mortgage for you, that’s not always the case. Mortgages with low rates often have restrictions, such as quick closes (your...
Should I Go With a Fixed or Variable Rate Mortgage?

Should I Go With a Fixed or Variable Rate Mortgage?

by Seun Adeyemi | Oct 1, 2017 | Financial Planning, Mortgage, Real Estate

There are plenty of choices when it comes to purchasing a home: urban or suburban, condo or house, carpet or hardwood, just to name a few. Then there are the decisions about your mortgage; while most of us choose a ‘closed’ instead of  an’open’...
What Does a Trump Presidency Mean for Your Investments?

What Does a Trump Presidency Mean for Your Investments?

by Seun Adeyemi | Nov 11, 2016 | Financial Planning, Investing, Real Estate, Retirement Planning

Like it or not, reality TV star and billionaire businessman Donald J. Trump is the President-Elect of the world’s largest economy, the U.S. The Donald won Tuesday’s election in surprising fashion. Despite all the controversies during his election campaign, he was able...
What is Mortgage Life Insurance and Does It Makes Sense to Sign Up?

What is Mortgage Life Insurance and Does It Makes Sense to Sign Up?

by Seun Adeyemi | Nov 3, 2016 | Mortgage, Real Estate

When you’re shopping for a mortgage, you’re faced with many decisions. Fixed or variable? Which lender should I go with? Should I choose a one year fixed mortgage or five year mortgage? Another decision we face is whether to sign up for mortgage life insurance....
The New Mortgage Rules – Part 2: Higher Mortgage Rates on the Way November 30th

The New Mortgage Rules – Part 2: Higher Mortgage Rates on the Way November 30th

by Seun Adeyemi | Oct 26, 2016 | Mortgage, Real Estate

Ever since the new mortgage rules were announced earlier in October, they have been the talk of the town. Despite all the media attention, there seems to be a lot of confusion surrounding them. I want to help clear some of that up with this blog post. October 17th was...
Why the New Mortgage Rules May Actually Be a Good Thing for Homebuyers

Why the New Mortgage Rules May Actually Be a Good Thing for Homebuyers

by Seun Adeyemi | Oct 12, 2016 | Mortgage, Real Estate

Unless you’ve been living under a rock, the big news from the real estate market last week were the new mortgage rule. News outlets from BNN to CBC mentioned how the new rules make it tougher for first-time homebuyers, especially in high-priced cities like Toronto and...
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