by Seun Adeyemi | Nov 9, 2017 | Financial Planning, Mortgage, Real Estate
Do you plan to make a major purchase like a car or home in the near future? Unless you can afford to pay for it in cash, you’ll need to borrow money from the bank. But the bank won’t just lend money to any Tom, Dick or Harry that walks in off the street. You’ll need...
by Seun Adeyemi | Oct 26, 2017 | Financial Planning, Mortgage, Real Estate
Banking regular OSFI (short for Office of the Superintendent of Financial Institutions) has become quite the topic around watercoolers these days. If you’ve been following the news lately, I’m sure you’ve heard plenty about the new mortgage stress test OSFI is...
by Seun Adeyemi | Oct 16, 2017 | Financial Planning, Mortgage, Real Estate
When it comes to shopping for a mortgage, many of us simply look for the lowest rate. While the mortgage with the lowest rate may be the best mortgage for you, that’s not always the case. Mortgages with low rates often have restrictions, such as quick closes (your...
by Seun Adeyemi | Oct 10, 2017 | Estate Planning
Managing your finances raises a number of topics but none as tricky and potentially unpleasant as planning for your family and finances in the event that you pass away or become incapacitated. Understandably, these questions are often ignored by many—but don’t fall...
by Seun Adeyemi | Oct 1, 2017 | Financial Planning, Mortgage, Real Estate
There are plenty of choices when it comes to purchasing a home: urban or suburban, condo or house, carpet or hardwood, just to name a few. Then there are the decisions about your mortgage; while most of us choose a ‘closed’ instead of an’open’...
