by Seun Adeyemi | Sep 11, 2017 | Cash Flow Planning, Debt Management, Education Planning
Like it or not, higher interest rates are here. In what was perhaps the most anticipated rate hike in history, the Bank of Canada hiked the overnight lending rate in July. The banks followed suit and hiked their prime rate. This rate hike was largely expected, but...
by Seun Adeyemi | Aug 29, 2017 | Cash Flow Planning, Debt Management, Financial Planning
Can you believe that summer is almost over? That can only mean one thing: back to school. While back to school is a great time to load up on school essentials for your son or daughter, if you’re not careful you can break the bank and end up paying for it for the...
by Seun Adeyemi | Jun 6, 2017 | Financial Planning, Tax Planning
Should I incorporate? That really depends on your situation and needs. Before making a decision, please consider the advantages and disadvantages of a sole proprietorship versus corporation. Setup Costs: Sole Proprietor: Setting up your business is pretty simple and...
by Seun Adeyemi | Apr 7, 2017 | Miscellaneous
As our lives grow and change with variable circumstances, new additions, and job transitions, our needs for insurance will also evolve. Additionally, economic fluctuations and external circumstances that influence your insurance policy will need frequent re-evaluation...
by Seun Adeyemi | Mar 29, 2017 | Financial Planning, Tax Planning
Finance Minister Bill Morneau delivered the government’s 2017 federal budget on March 22, 2017. The budget expects a deficit of $23 billion for fiscal 2016-2017 and forecasts a deficit of $28.5 billion for 2017-2018. Find out what this means for families. Key points...
