by Seun Adeyemi | Oct 14, 2015 | Debt Management
A mortgage for most families represents the single largest debt of their lifetime. That makes the findings of a new survey from the Bank of Montreal especially alarming. Almost one in six Canadians said they couldn’t handle a $500 increase in their monthly mortgage...
by Seun Adeyemi | Oct 7, 2015 | Debt Management
If you ever plan to make a major purchase like a house or car, maintaining a healthy credit score is vital. Your credit score is a figure used by lenders to determine whether they will extend you credit. Not making your debt payments on time can be a costly mistake....
by Seun Adeyemi | Sep 30, 2015 | Debt Management
Can’t get enough of credit card rewards points? Join the party. There is a worrisome trend going on of consumers swiping their credit cards, just to earn reward points. The facts don’t lie – we are a nation obsessed with debt. Despite Canada only having 35 million...
by Seun Adeyemi | Sep 23, 2015 | Insurance Planning
In our series on insurance, we’ve discussed the different types – from Term Insurance to Permanent Insurance – and life insurance and estate planning. In this week’s article, we’re going to cover an often overlooked type of insurance: Disability. What is Disability...
by Seun Adeyemi | Sep 16, 2015 | Estate Planning, Insurance Planning
As a continuation of our series on life insurance, this week we explore the concept of life insurance being used for estate planning. In our previous articles, we discussed the different types of life insurance – from Term Insurance to Permanent Insurance – and...