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What Higher Interest Rates Mean for Borrowers and Savers

What Higher Interest Rates Mean for Borrowers and Savers

by Seun Adeyemi | Sep 11, 2017 | Cash Flow Planning, Debt Management, Education Planning

Like it or not, higher interest rates are here. In what was perhaps the most anticipated rate hike in history, the Bank of Canada hiked the overnight lending rate in July. The banks followed suit and hiked their prime rate. This rate hike was largely expected, but...
Saving on Back to School Without Derailing Your Financial Goals

Saving on Back to School Without Derailing Your Financial Goals

by Seun Adeyemi | Aug 29, 2017 | Cash Flow Planning, Debt Management, Financial Planning

Can you believe that summer is almost over? That can only mean one thing: back to school. While back to school is a great time to load up on school essentials for your son or daughter, if you’re not careful you can break the bank and end up paying for it for the...
Overspending on Your Credit Card? The Benefits and Pitfalls of a Cashless Society

Overspending on Your Credit Card? The Benefits and Pitfalls of a Cashless Society

by Seun Adeyemi | Nov 15, 2016 | Cash Flow Planning, Debt Management

Since we’re smack-dab in the middle of Financial Literacy Month (FLM), it’s the perfect time to look an interesting trend: the cashless society. Like it or not with each passing year we’re moving increasingly toward a cashless society. Ask yourself this: when is the...
4 Tips to Stretch Your Back to School Spending Further

4 Tips to Stretch Your Back to School Spending Further

by Seun Adeyemi | Aug 29, 2016 | Cash Flow Planning

With higher hydro bills and home insurance on the way, it’s not getting any easier or less expensive to raise a family. Thankfully cash-strapped parents are expected to get a boost this year in back to school spending. Cheques are arriving in mail for the new Canada...
Federal Budget 2016 – Students and Seniors Come Out the Big Winners

Federal Budget 2016 – Students and Seniors Come Out the Big Winners

by Seun Adeyemi | Mar 31, 2016 | Cash Flow Planning, Financial Planning

Last week the newly-elected Liberal government tabled its first budget. Much of the talk seemed to be around the size of the deficit. The Grits are projecting to run a massive deficit of $29.4 billion this year. The spending is going towards projects to help stimulate...
Why Every Family Should Have a Budget

Why Every Family Should Have a Budget

by Seun Adeyemi | Nov 9, 2015 | Cash Flow Planning, Financial Planning

With Financial Literacy Month (FLM) in full swing, we thought it would be the perfect time to drill down and discuss personal finance topics at a closer level. Last week we wrote about why Financial Literacy Month matters. In a nutshell, it’s hard to plan for the...
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