by Seun Adeyemi | Sep 11, 2017 | Cash Flow Planning, Debt Management, Education Planning
Like it or not, higher interest rates are here. In what was perhaps the most anticipated rate hike in history, the Bank of Canada hiked the overnight lending rate in July. The banks followed suit and hiked their prime rate. This rate hike was largely expected, but...
by Seun Adeyemi | Aug 29, 2017 | Cash Flow Planning, Debt Management, Financial Planning
Can you believe that summer is almost over? That can only mean one thing: back to school. While back to school is a great time to load up on school essentials for your son or daughter, if you’re not careful you can break the bank and end up paying for it for the...
by Seun Adeyemi | Dec 5, 2016 | Debt Management
Can you believe the holidays are just around the corner? While the holidays can be a season of spending time with loved ones and enjoying good food, they can also be a time of overspending. There’s a lot of pressure around the holidays to spend money. It’s not just...
by Seun Adeyemi | Nov 15, 2016 | Cash Flow Planning, Debt Management
Since we’re smack-dab in the middle of Financial Literacy Month (FLM), it’s the perfect time to look an interesting trend: the cashless society. Like it or not with each passing year we’re moving increasingly toward a cashless society. Ask yourself this: when is the...
by Seun Adeyemi | Jan 26, 2016 | Debt Management, Investing
The Bank of Canada (BoC) is standing pat on interest rates; this announcement was made last week Wednesday. Canada’s central bank is leaving the overnight lending rate at 0.5 percent. While some economists speculated that another rate cut was possible, the BoC seems...
by Seun Adeyemi | Jan 19, 2016 | Debt Management
Mortgage freedom – it’s something most families dream of in their 60’s right before retirement, but not everyone follows conventional wisdom. A young man from Toronto most recently grabbed news headlines by paying down his mortgage in three years by 30. While some...
