by Seun Adeyemi | Dec 20, 2017 | Cash Flow Planning, Debt Management, Financial Planning
December 21st may mark the official first day of winter, but tell that to mother nature. Southern Ontario has been blanketed with the white stuff early this year. In honour of the chilly temperatures outside and the holiday shopping season winding down, I thought it...
by Seun Adeyemi | Dec 7, 2017 | Cash Flow Planning, Financial Planning
When is the last time you opened your wallet and paid for something in cash? If you’re anything like me, it’s been a while. With each passing year, Canada is moving closer to a cashless society. We’re increasingly choosing to pay for goods and services with our credit...
by Seun Adeyemi | Nov 20, 2017 | Financial Planning, Mortgage, Real Estate
Are you thinking about buying a home before the holidays? The fall market is an excellent time to go house hunting before the cold weather arrives. There’s typically less competition than the spring market, but still a decent amount of inventory to choose from....
by Seun Adeyemi | Nov 9, 2017 | Financial Planning
A financial plan is like a roadmap to achieving the financial future you envision. It starts by identifying where you are financially and provides directions for getting to where you want to go. There are many areas that make up your finances: your assets and...
by Seun Adeyemi | Nov 9, 2017 | Financial Planning, Mortgage, Real Estate
Do you plan to make a major purchase like a car or home in the near future? Unless you can afford to pay for it in cash, you’ll need to borrow money from the bank. But the bank won’t just lend money to any Tom, Dick or Harry that walks in off the street. You’ll need...
by Seun Adeyemi | Oct 26, 2017 | Financial Planning, Mortgage, Real Estate
Banking regular OSFI (short for Office of the Superintendent of Financial Institutions) has become quite the topic around watercoolers these days. If you’ve been following the news lately, I’m sure you’ve heard plenty about the new mortgage stress test OSFI is...
