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What is a Credit Score and Why Does it Matter

What is a Credit Score and Why Does it Matter

by Seun Adeyemi | Nov 9, 2017 | Financial Planning, Mortgage, Real Estate

Do you plan to make a major purchase like a car or home in the near future? Unless you can afford to pay for it in cash, you’ll need to borrow money from the bank. But the bank won’t just lend money to any Tom, Dick or Harry that walks in off the street. You’ll need...
Saving on Back to School Without Derailing Your Financial Goals

Saving on Back to School Without Derailing Your Financial Goals

by Seun Adeyemi | Aug 29, 2017 | Cash Flow Planning, Debt Management, Financial Planning

Can you believe that summer is almost over? That can only mean one thing: back to school. While back to school is a great time to load up on school essentials for your son or daughter, if you’re not careful you can break the bank and end up paying for it for the...
Overspending on Your Credit Card? The Benefits and Pitfalls of a Cashless Society

Overspending on Your Credit Card? The Benefits and Pitfalls of a Cashless Society

by Seun Adeyemi | Nov 15, 2016 | Cash Flow Planning, Debt Management

Since we’re smack-dab in the middle of Financial Literacy Month (FLM), it’s the perfect time to look an interesting trend: the cashless society. Like it or not with each passing year we’re moving increasingly toward a cashless society. Ask yourself this: when is the...
More Canadians Making Debt Payments on Time: TransUnion

More Canadians Making Debt Payments on Time: TransUnion

by Seun Adeyemi | Oct 7, 2015 | Debt Management

If you ever plan to make a major purchase like a house or car, maintaining a healthy credit score is vital. Your credit score is a figure used by lenders to determine whether they will extend you credit. Not making your debt payments on time can be a costly mistake....
Don’t Forget About Your Credit Card Balance When Chasing After Reward Points

Don’t Forget About Your Credit Card Balance When Chasing After Reward Points

by Seun Adeyemi | Sep 30, 2015 | Debt Management

Can’t get enough of credit card rewards points? Join the party. There is a worrisome trend going on of consumers swiping their credit cards, just to earn reward points. The facts don’t lie – we are a nation obsessed with debt. Despite Canada only having 35 million...

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