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6 Reasons a Bigger Home Isn’t Always Better

6 Reasons a Bigger Home Isn’t Always Better

by Seun Adeyemi | Apr 23, 2018 | Investing, Mortgage, Real Estate

The saying bigger isn’t always better hold true, especially for real estate. While it can make sense to buy a home at the top of your housing budget you’ll grow in to, there’s such a thing as buying too much house. Buying your dream home the first time makes sense if...
What Is A Financial Plan

What Is A Financial Plan

by Seun Adeyemi | Jan 10, 2018 | Financial Planning

6 Key Mortgage Terms to Know

6 Key Mortgage Terms to Know

by Seun Adeyemi | Nov 20, 2017 | Financial Planning, Mortgage, Real Estate

Are you thinking about buying a home before the holidays? The fall market is an excellent time to go house hunting before the cold weather arrives. There’s typically less competition than the spring market, but still a decent amount of inventory to choose from....
Everything You Need to Know About the New Mortgage Stress Test

Everything You Need to Know About the New Mortgage Stress Test

by Seun Adeyemi | Oct 26, 2017 | Financial Planning, Mortgage, Real Estate

Banking regular OSFI (short for Office of the Superintendent of Financial Institutions) has become quite the topic around watercoolers these days. If you’ve been following the news lately, I’m sure you’ve heard plenty about the new mortgage stress test OSFI is...
Why the Lowest Mortgage Rate May Not Be the Best Mortgage

Why the Lowest Mortgage Rate May Not Be the Best Mortgage

by Seun Adeyemi | Oct 16, 2017 | Financial Planning, Mortgage, Real Estate

When it comes to shopping for a mortgage, many of us simply look for the lowest rate. While the mortgage with the lowest rate may be the best mortgage for you, that’s not always the case. Mortgages with low rates often have restrictions, such as quick closes (your...
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