by Seun Adeyemi | Apr 23, 2018 | Investing, Mortgage, Real Estate
The saying bigger isn’t always better hold true, especially for real estate. While it can make sense to buy a home at the top of your housing budget you’ll grow in to, there’s such a thing as buying too much house. Buying your dream home the first time makes sense if...
by Seun Adeyemi | Nov 20, 2017 | Financial Planning, Mortgage, Real Estate
Are you thinking about buying a home before the holidays? The fall market is an excellent time to go house hunting before the cold weather arrives. There’s typically less competition than the spring market, but still a decent amount of inventory to choose from....
by Seun Adeyemi | Oct 26, 2017 | Financial Planning, Mortgage, Real Estate
Banking regular OSFI (short for Office of the Superintendent of Financial Institutions) has become quite the topic around watercoolers these days. If you’ve been following the news lately, I’m sure you’ve heard plenty about the new mortgage stress test OSFI is...
by Seun Adeyemi | Oct 16, 2017 | Financial Planning, Mortgage, Real Estate
When it comes to shopping for a mortgage, many of us simply look for the lowest rate. While the mortgage with the lowest rate may be the best mortgage for you, that’s not always the case. Mortgages with low rates often have restrictions, such as quick closes (your...