by Seun Adeyemi | Oct 1, 2017 | Financial Planning, Mortgage, Real Estate
There are plenty of choices when it comes to purchasing a home: urban or suburban, condo or house, carpet or hardwood, just to name a few. Then there are the decisions about your mortgage; while most of us choose a ‘closed’ instead of an’open’...
by Seun Adeyemi | Sep 11, 2017 | Cash Flow Planning, Debt Management, Education Planning
Like it or not, higher interest rates are here. In what was perhaps the most anticipated rate hike in history, the Bank of Canada hiked the overnight lending rate in July. The banks followed suit and hiked their prime rate. This rate hike was largely expected, but...
by Seun Adeyemi | Dec 28, 2016 | Financial Planning, Mortgage
Happy holidays everyone! Can you believe 2016 is almost over? Where did the time go? With the countdown to New Years on, we thought it would be the perfect time to look back at the past year and look forward to the year to come. Trends to be on the lookout for include...
by Seun Adeyemi | Sep 28, 2016 | Mortgage, Real Estate
News flash: it’s expensive to buy a home in Toronto. The average price of a detached house is over $1.2 million. The lack of supply of detached houses means there’s upward pressure on the price of condos, too. Housing affordability is so much of a hot-button issue...
by Seun Adeyemi | Jan 19, 2016 | Debt Management
Mortgage freedom – it’s something most families dream of in their 60’s right before retirement, but not everyone follows conventional wisdom. A young man from Toronto most recently grabbed news headlines by paying down his mortgage in three years by 30. While some...