by Seun Adeyemi | Oct 16, 2017 | Financial Planning, Mortgage, Real Estate
When it comes to shopping for a mortgage, many of us simply look for the lowest rate. While the mortgage with the lowest rate may be the best mortgage for you, that’s not always the case. Mortgages with low rates often have restrictions, such as quick closes (your...
by Seun Adeyemi | Oct 1, 2017 | Financial Planning, Mortgage, Real Estate
There are plenty of choices when it comes to purchasing a home: urban or suburban, condo or house, carpet or hardwood, just to name a few. Then there are the decisions about your mortgage; while most of us choose a ‘closed’ instead of an’open’...
by Seun Adeyemi | Sep 11, 2017 | Cash Flow Planning, Debt Management, Education Planning
Like it or not, higher interest rates are here. In what was perhaps the most anticipated rate hike in history, the Bank of Canada hiked the overnight lending rate in July. The banks followed suit and hiked their prime rate. This rate hike was largely expected, but...